Forget the cart… shop local online

Let’s face it!  You’re busy…heck we’re all busy.  And in the case of shopping — technology is your friend.  I’ve been wishing this new shopping and pick up thing was available for years.  Mostly when my kids were little — who wants to take three kids into a store and roam the isles!  EEK! But I guess better late than never.   Many of us have tried online grocery shopping but it seems there is a new alternative to this.  I can still shop at my  local grocery store then pick it up — it’s all ready and waiting for you in a designated spot in the store.  Even better —  having fresh produce delivered to your front door? There are so many great options for this (see below).   It may take a few times to get your online ordering skills on point but let me tell you, it’s so worth it! Your orders will be saved and the next time you shop you can just click click click on the items you need and love and you’re done. Another bonus —  coupons are more accessible and it’s easier to take advantage of additional savings while shopping this way. With so many local grocers offering this service, whether it is delivery or pick-up, this will save you time and these days, time is money so it is a win win!

https://www.fullcircle.com/

Located in North Bend this is a great option for your produce. Farming organically since 1996 they make it simple to live the good food life and bring the season’s best mix of organic produce and specialty farm products conveniently to your home or office. Each delivery comes with farm news and some fun fresh recipes.

https://www.smithbrothersfarms.com/

Smith Brothers Farms is a local family-owned and operated dairy that has been serving the greater Puget Sound area for more than 90 years. They are one of the largest independent dairies in the region, processing and delivering the freshest milk and select Northwest products to more than 50,000 homes every week. And don’t be fooled, they don’t just have milk and eggs, my kiddos love the Alki Bakery Banana Bread and Blazing Bagels.

https://newrootsorganics.com/

Although I have not tried New Roots Organics I love that they are located in Ballard and have been supporting healthy customers and local growers since 1999! Each week a bin of fresh seasonal produce is delivered, you will have the option to customize what you are getting prior to your delivery.  Throughout the year they make it a priority to include locally grown produce 1st, and then when needed to make your bins balanced and complete, they will include citrus, avocados, fresh greens and lettuces , etc. from California, and sometimes Mexico but they will always identify what is grown locally. Let me know what you think if you have tried New Roots Organics, I would love to know.

Check out https://www.fredmeyer.com/ for a location offering pick-up/delivery near you.

A few locations are below:

17667 Ne 76Th St
Redmond, WA 98052

12221 120th Ave NEFred Meye
Kirkland, WA 98034

23475 NE Novelty Hill R
Redmond, WA 98053

2041 148Th Ave Ne
Bellevue, WA 98007

2746 NE 45th St
Seattle, WA 98105

2902 228th Ave SE
Sammamish, WA 98075

21045 Bothell Everett Hwy
Bothell, WA 98021

 

Posted on May 30, 2019 at 12:13 am
Denise Perkins | Category: Denise Perkins, Eastside, Helpful Home Tips, Home Sweet Home, Kids, North Kirkland, Redmond, Snoqualmie | Tagged , , , , , , , , , , , , , , , , , , , ,

19 miles of never ending fun – in your backyard

Did you know May is National Bike month? Yes that’s right,  it’s time to dust off the wheels and enjoy those sunny day’s — because we all know, sometimes in Spring they are few and far between.  One of the best places to ride in our area is the Burke Gilman Trail — enjoyed by runners, walkers, bikers, young, and younger.  Extending from Seattle to Kenmore –with MANY amazing spots along the way. Much of the trail is wide and flat with great spots to stop for lunch and views of our beautiful region. With so many access points along the trail you will usually be able to find a good spot to start and will always find a new view.  If you’re really ambitious you can always just ride the whole thing from start to finish, 19 miles in total! This is a great trail for the whole family, you will not be disappointed.

https://www.seattle.gov/parks/find/parks/burke-gilman-trail

Miri’s at Golden Gardens
Begin your journey at the sandy beaches of Golden Gardens that lie at one end of the trail. If you don’t pack a lunch Miri’s specializes in local, organic breakfast and lunch goodness. Make sure to try the poffertjes, Tiny Dutch pancakes! Yum! Open Thurs.-Sun. and Mon.-Sun. starting in mid-June.
8498 Seaview Pl. N.W.
Seattle, WA 98117
360-317-8530
mirisseattle.com

The Lockspot Cafe
The Lockspot is located at the entrance of the Ballard Locks, so if you are hungry or thirsty be sure to stop. From The Café the kiddos will be intrigued as they watch the boats go through the locks. Maybe Mom can actually eat her fish sandwich while it is still hot, one can only hope! With a menu for your little riders, and a beautiful patio, make sure this is marked on your map as a must see.
3005 N.W. 54th St
Seattle, WA 98107
206-789-4865
facebook.com/TheLockspotCafe

Hale’s Ales
Hale’s Ales and the Burke-Gilman share the same corner of the path in Fremont. Order some Mexican food from El Camión and check out the live event at Hale’s, make sure to catch The I Hate Children Children’s Show, a very funny magic show starring… kids!

4301 Leary Way N.W.
Seattle, WA 98107
206-782-0737
halesbrewery.com

Recycled Cycles
Whatever you may need bike related Recycled Cycles will have what you need. Have you heard of a Trail-a-Bike? It is hitched to an adults bike and the kiddo gets to pedal along while still safely attached to your bike. With 25 years of dedication and knowledge Recycled Cycles is a great place for all your cycling needs including, air, parts, new and used bikes.
1007 N.E. Boat St
Seattle, WA 98105
206-547-4491
recycledcycles.com

Agua Verde Cafe & Paddle Club
Switch it up and add some water fun to your cycling journey. Agua Verde rents stand-up paddleboards and kayaks for the whole family. It is also a great place to grab tacos, nachos, and margaritas… Oh my!
1307 NE Boat St
Seattle, WA 98105
206-545-8570 (ext. 2)
aguaverde.com

Great State Burger & Burke Gilman Brewing Company
2 in! Burgers and Beer at 1 stop! Are you tired yet? Grab a burger, fries from Great State Burger and a NW IPA from the recently opened Burke Gilmand Brewing Company, which opened July of 2018. No worries… they are kid and dog friendly.
And if you prefer wine over beer and Burrata Tartin instead a burger try Erickson’s Bistro Shirlee just opened in the same complex. bistroshirlee.com

Great State Burger
3600 N.E. 45th St.
Seattle, WA 98105
206-775-8990
greatstateburger.com

Burke Gilman Brewing Company
3626 N.E. 45th St.
Seattle, WA 98105
206-268-0220
burkegilmanbrewing.com

 

Where are you going when you hit the Burke Gilman trail?  Any great places to be sure to see, play, restaurants to enjoy?  Let us know!

Posted on May 16, 2019 at 1:23 am
Denise Perkins | Category: Denise Perkins, Eastside, Home Sweet Home, In the News, Kids, North Kirkland, Redmond, Resaurants, Things to Do, Woodinville | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , ,

Farmer’s Markets: Where to Shop Local on the Eastside

If you’re a fan of the “Shop Local” movement, chances are good that I don’t have to clue you in on local farmer’s markets. But, just in case you don’t already plan your weekends around these markets, let’s break it down.

Farmer’s markets on the Eastside give you access to the freshest, most flavorful produce you can imagine. And it’s usually offered at rock bottom prices to boot. You’re supporting local farmers (some of whom drive to the Eastside from Spokane every week!), probably getting better food, and showing your kids about business. It’s really a win-win-win. Here’s where to Farmer’s Market this spring.

Redmond

Season: May 4-October 26

The Redmond Saturday Market is a staple in the Farmer’s Market scene. The event is held on Saturdays, as the name would suggest, but you’ll find so much more than just food here. Crafts, flowers, pet supplies, and even live musicians are here every weekend. The event has a permanent home near the Redmond Town Center and always draws a large crowd. Often called the “Cadillac of Farmer’s Markets.” 2019 marks the 44th consecutive year of operation for this group.

Bellevue

Season: May- October

The Bellevue Farmer’s Market operates on Thursdays, rain or shine, from 3-7pm. With less infrastructure than the bigger Redmond market, this one really feels like visiting the farm. Vendors sell out of tents and stations, and everything for sale is made or grown right here in Washington. Just like in Redmond, you’ll find eggs, fruit, vegetables, crafts, flowers, meats, and artisan designs.

Kirkland

Season: June-September

With a much shorter season than the big markets on the Eastside, Kirkland’s answer to local produce pops up on Wednesdays through the summer. The market pops up in the downtown waterfront park, which means the kids can chase ducks and splash in the lake after you shop. With all of the restaurants and vendors downtown, visiting this market feels like urban shopping at it’s finest.

These are not the only markets on the Eastside, just the most well known. You’ll also find markets in Issaquah, Sammamish, and Woodinville. Which market is your favorite? In fact – what are the farmer’s market items that you just HAVE to have? I want to know so that I can try them, too!

Posted on May 1, 2019 at 5:56 pm
Denise Perkins | Category: Denise Perkins | Tagged , , , , , , , , , , , , , , , , , , ,

How Much Is Capital Gains Tax on Real Estate? What Homeowners Need to Know to Avoid It

I know…tax season is over (hopefully you got yours done already!!)  But this question about CAPTIAL GAINS TAX is a question I get on a regular  basis from my clients —  about what it is and does it apply to me?  This was an article I recently sent out in my monthly ‘paper’ newsletter (I know so  old school) to my mailing list.  It was super helpful for me to understand what it actually is and how it works — I hope you find it as informative.  

 

What is capital gains tax? This is a prime question that might creep up when you sell your home for more than you paid for it. That’s good news for you, but the downside is, you may have to pay taxes on those profits in the form of capital gains tax. Yep, just as you pay income tax and sales tax, home sale profits are subject to taxation, too.

Complicating matters is the new Tax Cuts and Jobs Act, which is changing the rules. So if there’s ever a time to brush up on all things capital gains, it’s right now. Here’s what you need to know.

What is capital gains tax—and who pays it?

In a nutshell, capital gains tax is a duty levied on property and possessions you’ve held onto for more than a year that you sell for a profit—including your home.

The IRS gives each person, no matter how much the person earns, a $250,000 tax-free exemption for a primary residence.

“So if you and your spouse buy your home for $100,000, and years later sell for up to $600,000, you won’t owe any capital gains tax,” says New York attorney Anthony S. Park. However, you do have to meet specific requirements to claim this exclusion:

  • The home must be your primary residence.
  • You must have owned the home for at least two years.
  • You must have lived in the home for at least two of the past five years.

If you don’t meet all these requirements, you may be able to take a partial exclusion for capital gains tax. For more information, consult a tax adviser or IRS Publication 523.

How much capital gains tax will you have to pay?

For capital gains over that $250,000-per-person exemption, just how much of a bite will Uncle Sam take out of your real estate sale? In the past, that depended on your tax bracket. Under the new tax law, capital gains rates are now based on your income, explains Park. Let’s break it down.

Single Filer

Married Filing Jointly

Head of Household Capitol Gains Tax Percentage
Earning Less Than $39,375 $78,750 $52,750 0%
Earning Between $39,376 – $434,550 $78,751 – $488,850 $52,751 – $461,700 15%
Earning More Than $434,550+ $488,850+ $461,700+ 20%

Don’t forget, your state may have its own capital gains tax. And very high earners may owe an additional 3.8% net investment income tax.

Do home improvements reduce capital gains tax?

How much capital gains tax you’ll pay may also be reduced because of home
improvements you’ve made. The money you spent on any home improvements—such as replacing the roof, building a deck, replacing the flooring, or
finishing a basement—can be added to the initial price of your home to give you the adjusted cost basis of your home.

For example, if you purchased your home for $200,000 in 1990 and sold it for $550,000, but over the past 29 years have spent $100,000 on home improvements, that $100,000 would be subtracted from the sales price of your home this year. Instead of owing capital gains taxes on the $350,000 profit from the sale, you would owe taxes on $250,000. In that case, you’d meet the requirements for a capital gains tax exclusion and owe nothing.

Make sure to save receipts of any renovations and repairs, since they can save you big-time come tax filing season.

How capital gains tax works on inherited homes

What if you’re selling a home you’ve inherited from family members who’ve passed away? The IRS also gives a “free step-up in basis” when you inherit a family house. But what does that mean?

Let’s say Mom and Dad bought the family home years ago for $100,000, and it’s worth $1 million when they die and leave it to you. When you sell, your purchase price (or “basis”) is not the $100,000 your folks paid, but instead the $1 million it’s worth on their date of death.

How to avoid capital gains tax as a real estate investor

If the home you’re selling is a second home (i.e., vacation home) rather than your primary residence, avoiding capital gains tax is a bit more complicated. But it’s still possible. The best way to
avoid a capital gains tax if you’re an investor is by doing a 1031
exchange. This allows you to sell your property and buy another one without recognizing any potential gain.

“In essence, you’re swapping one investment asset for another,” White says. He cautions, however, that there are very strict rules regarding timelines and guidelines with this transaction, so be sure to check them with an accountant.

If you’re opting out of the rental property investment business and putting your money in another venture, then you’ll owe the capital gains taxes on the profit.

Source: https://bit.ly/2CDrl5n

Posted on April 24, 2019 at 11:01 pm
Denise Perkins | Category: Denise Perkins, Helpful Home Tips, Home Sweet Home, In the News, Market Stats, Uncategorized | Tagged , , , , , , , , , , , , , , ,

Housing Market to Spring forward!

Many potential sellers believe that waiting until Spring is in their best interest. Traditionally, they would have been right.

Buyer demand has seasonality to it. Usually, this falls off in the winter months, especially in areas of the country impacted by arctic conditions, although that has not been the case this year!

Demand for housing has remained strong as mortgage rates have remained near historic lows. Even with an increase in rates forecasted for 2019, buyers are still able to lock in an affordable monthly payment. Buyers are increasingly jumping off the fence and into the market to secure a lower rate.

Those who act quickly and list now, before a flood of increased competition, will benefit from additional exposure to buyers.

Bottom Line: If you are planning on selling your home in 2019, contact me and we can evaluate the opportunities in your market.

Posted on April 17, 2019 at 5:24 pm
Denise Perkins | Category: Denise Perkins | Tagged , , , , , , , , , ,

Make Sure Your Home Isn’t Underinsured

Home appreciation in the Eastside and Seattle Area has seen pretty large gains in the past several years.  On the Eastside September 2017 median sale price was 740,000 vs. September 2018 median sale price of 800,000.

When was the last time you talked with your home insurance professional?  It may be time to contact them to mare sure your home is insured at the value it is today!  Your home may be your greatest asset — protect yourself and that asset!

Ask your insurance professional the following;

Do I have enough insurance to rebuild my home?

Do I have enough insurance to replace all living expenses?

Do I have enough insurance to replace all of my possessions?

Do I have enough insurance to protect my assets?

Click here to read the entire article written by the Insurance Information Institute.

 

If you’re interested in finding out your homes current value please contact me so I can come do a home evaluation.  It’s good info to have.  You can also sign up for Neighborhood News where you can receive monthly information specific to your zip code.

 

 

 

 

Posted on October 24, 2018 at 8:38 pm
Denise Perkins | Category: Eastside, Helpful Home Tips, Home Sweet Home, In the News, North Kirkland, Redmond, Uncategorized, Woodinville | Tagged , , ,